After getting into a bike accident, there are steps you should take immediately.
First, remember not to leave the scene, even if you think you’re
not hurt or have only minor injuries. Even if you’re on a bicycle,
and even if you’re the victim, leaving the scene can result in you
being charged with a hit and run.
Check for injuries after you stop. You should make sure you and the other
people involved are okay and call for help. Common injuries that result
from bicycling accidents include whiplash, concussions, lacerations, and
broken bones. It’s normal not to realize you have these injuries
right away; when you have adrenaline flowing through your body, it can
make you feel less pain. Even if you feel fine, you should see a doctor
to make sure you really are. Keep all the medical documents and fees you
receive, so you can file your claim with the other driver’s insurance carrier.
Every accident involving an injury should involve the police as well. Call
the police and answer any questions they have. Don’t admit to any
kind of fault, though. You may think you’re at fault when you weren’t,
or you may not be at fault and say something that makes it sound like you are.
Take photos of the scene and gather information from witnesses and the
driver responsible for the accident. Once this is done, you can call your
insurance company. You may want to speak with your attorney to discuss
filing a claim with the other party’s insurance, so you know that
any settlement or offer made is actually in your best interest.