After getting into a bike accident, there are steps you should take immediately. First, remember not to leave the scene, even if you think you’re not hurt or have only minor injuries. Even if you’re on a bicycle, and even if you’re the victim, leaving the scene can result in you being charged with a hit and run.
Check for injuries after you stop. You should make sure you and the other people involved are okay and call for help. Common injuries that result from bicycling accidents include whiplash, concussions, lacerations, and broken bones. It’s normal not to realize you have these injuries right away; when you have adrenaline flowing through your body, it can make you feel less pain. Even if you feel fine, you should see a doctor to make sure you really are. Keep all the medical documents and fees you receive, so you can file your claim with the other driver’s insurance carrier.
Every accident involving an injury should involve the police as well. Call the police and answer any questions they have. Don’t admit to any kind of fault, though. You may think you’re at fault when you weren’t, or you may not be at fault and say something that makes it sound like you are.
Take photos of the scene and gather information from witnesses and the driver responsible for the accident. Once this is done, you can call your insurance company. You may want to speak with your attorney to discuss filing a claim with the other party’s insurance, so you know that any settlement or offer made is actually in your best interest.